As a Christian, you understand that to visit bars, nightclubs, and many other worldly establishments is not the way for you to meet your mate. The people who hang out there may be nice, but they don’t share the same values as you do. On the other hand, churches and Christian Singles groups are popular [...]
A recent sexual assault on our campus was a wake-up call to those who thought that our small-town university was safe. But rape by strangers is only one aspect of the problem. What about acquaintance rape and date rape?
One study found that 25% of the female college students surveyed had at least one experience of [...]
Family Cruise: Happy Times you will not forget
A family cruise is a perfect getaway with loads of fun and excitement for everybody. Whenever you have kids bored with the usual stuff amusement parks, theater and all and your spouse needs a change, plan a cruise. You will get addicted to it. Family cruise is a [...]
Using a credit card wisely is an important step in building a great credit rating. If you’re trying to re-build your credit or if you’re young and just starting out, pay close attention the next time you receive a new card offer in the mail or online. When you’re trying to build a positive credit [...]
No doubt, you’ve probably gotten literally hundreds of credit card applications in the mail and online, and each and every one of them has said that you’ve been “Pre-Approved”.
Of course it’s natural that this would lead us to believe that the application process is simply a formality. After all, you’ve been approved already so no [...]
Have you ever really looked at your credit card and tried to figure out what that huge string of numbers really means? Do these card issuers have so many customers that your account number has to be 16 digits long?
You may be surprised to know that all those numbers you see actually do stand for [...]
If you are just entering the world of credit cards, there is important information you will need to know in order to manage your credit and your finances effectively. Establishing good habits and a good credit history now is the foundation for a solid financial future. Applying for a credit card in your own name [...]
You got creditors calling you everyday. You could lose the car or house. Your teetering on the edge financial ruin - then you see an ad that may safe your butt! Typical headlines say something like “Millionaire reveals Hidden Cash Sources, or help for people in debt up to their eyeballs!”
HOW DESPERATE ARE YOU? IF [...]
They arrive in your mail - a conspicuous looking mail piece from some “official looking” bank claiming that you have been Pre-Approved for a Mastercard or VISA credit card.
Of course, you don’t have to have any credit. You can even have bad credit or have just filed bankruptcy or even be rated as a “slow [...]
What Is Your Credit Rating Now?
If you have any charge accounts now, or have ever borrowed from the bank to buy a car, or if you ar paying on a mortgage, there is credit information on you.
Up until a few years ago, you could only guess at what your credit rating was, because the credit [...]